Insuring your vehicle is imperative, regardless of whether it is brand new or second-hand vehicles. You must have compulsory third-party liability or CTPL insurance before registering your vehicle or renewing its registration at the Land Transportation Office (LTO). Such type of insurance policy financially protects you against liabilities to affected third parties during an accident.   Accordingly, a comprehensive car insurance Ph policy can give you complete coverage against a…

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Driving on the Philippine roads can be stressful due to the poor implementation of traffic rules, inherent dangers on the public roads, and ill-informed motorists. Hence, to protect yourself on the road, you must employ safety precautions and practice defensive driving. However, you can still end up being involved in vehicle collisions no matter how careful you are when driving. It is crucial to have car insurance Philippines to get…

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Purchasing a brand-new vehicle is a tempting option as it comes with the latest technology and safety features. However, for many, it may not be a sound financial decision. If you are planning to buy a new car, why not opt for a used one? The reality is, a new car is expensive and might be out of reach for some. Whereas a used vehicle can save you money, help…

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Despite practicing safety precautions on the road, accidents can still happen. While having a car insurance Ph prepares and financially protects you from possible road mishaps, merely acquiring one is not enough. You also need to know what you must do when you get involved in an accident and file for an insurance claim. Being informed of how you must deal with these situations can help you during the claims…

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Every Filipino car owner needs to secure themselves with insurance so they won’t have to pay significant amounts after an accident or lose their vehicle. CTPL insurance Philippines is a car insurance plan that every Filipino car owner must have as mandated by law. Everyone must have one before they can register their vehicles to the Land Transportation Office. CTPL is not enough to cover all the expenses since it…

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When it comes to picking car insurance, sometimes it’s just easiest to go with what your friends use, or the company whose you’ve seen a couple of times in the newspapers. Like any business, insurance companies all have different rates, plus they can vary greatly in everything from their coverage to their office hours to the speed of their claims service. If your planning to get one for your vehicle,…

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During the past few years, there has been a new trend on the rise. Companies are starting to set up websites comparing car insurance sites in the Philippines. This is actually a good thing because it has nothing but one goal: provide information for the benefit of Filipino drivers. The car insurance industry in the Philippines is relatively new. More than a decade ago, only a few bothered to have…

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In the Philippines, it is more common for car owners to rely on their luck when driving than to take precautionary measures in preventing problems to arise. “Malas-malas lang” will typically be the common justification for damaged properties. What most car owners don’t consider is the potential loss that they incur when they don’t have their own car insurance policy. The car insurance companies in the Philippines have minimal penetration…

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If you’ve purchased your car, it is a must that you stick with the right car insurance company. In fact, in order to find the best car insurance rate or the best service in general, you’ll have to compare car insurance policies. However, it is a reality that a lot of car owners are not really knowledgeable about all of these things. They’d more or less stick with the cheapest…

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Registered cars in the Philippines are in an all-time high in July of 2013. 137,726 registered cars were recorded during that month. Despite this number, only a small number of cars will be insured. There are many factors involved as to why this is happening. The car insurance industry is struggling to keep up with its saturated market. For instance, just how many car insurance companies are listed today? Also,…

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