Terms and Conditions

Terms and Conditions

1. Your utilization of this website of The Company is directly conditional with your conformity with these terms and conditions. Your usage of website of The Company automatically signifies your compliance, conformity and agreement with these terms and conditions, which shall comprise a binding contract as regards to your agreement to comply with these terms and conditions as set forth. You acknowledge and agree that The Company, in its sole discretion, may make changes to these terms and conditions as it deems fit and you further acknowledge that you are automatically bound by these amendments as part of these terms and conditions.

2.  By merely entering this website, you unconditionally agree to be bound by these terms and conditions, without any reservations or qualifications.

3.  First and foremost, you expressly agree to hold The Company free from any liability whatsoever, from your usage of this website.

4.  All information that is provided and coursed through this website, including third party information pertaining to insurance prices and offers from third party insurance companies, items, textual content, images, sounds, movies, videos, hyperlinks, and product listings, are provided by The Company on an “as is” and “as available” basis. In reference to such information, The Company does not make any warranties, guarantees or representations with respect to such information with respect to ownership or titles, names, non-infringement, merchantability, effectiveness, particular procedures, completeness and precision of information provided, quality, dependability, health and fitness for any specific purpose as this website may provide.

5.  For the information, materials, and associative information provided in the website, The Company expressly disclaims any legal responsibility with regard to any mistakes, as well as omissions or inaccurate information regarding such third party insurance suppliers.

6.  You acknowledge and agree absolutely to hold The Company free from any liability which may arise from any delays, problems, mistakes, and any conflicts which may arise from your usage of the information found on the website of the Company. In addition, you acknowledge holding The Company free from any liability from any delay in transmission, technical difficulty, or any virus which you may get while using the Company’s website.

7.  All the information provided by The Company provided in its website, including third party insurance suppliers and their information, shall in no way be construed as a solicitation to market, purchase, provide, or as an actual offer to render services from The Company, which you unconditionally hold free from any liability for any of the supplied information.

8.  As such, you are advised by the Company to be personally accountable and to judge with reasonable diligence the standard, adequacy, completeness, correctness as well as effectiveness of the information provided regarding the third party insurance providers, content material, along with other information acquired or even obtainable with the web site; additionally, you are advised to seek the services of an expert to offer guidance and impartial due diligence regarding the third party information provided in this site before making any decision to buy or acquire any insurance policy.

9.  For the sole purpose of your convenience, and not as a means to solicit or to imply promotions with third party insurance suppliers, The Company has installed links in its web site for your easy reference. The content and management of these sites are run by third parties, and is therefore beyond the control of The Company. You absolutely agree to hold The Company harmless and without any liability against any danger, damage, or potential danger or damage which you may incur by visiting these links, or for any breach or liability which you may incur by visiting the respective web sites that are represented by these links.

10.  You agree to respect and not to infringe the original material of The Company which can be found on its site which may include, but are not limited to written text, pictures, images, documents, and other copyrighted material which are the exclusive property of The Company from the moment of creation. Neither shall you modify or use derivative versions of such original intellectual property of The Company without the express permission of the latter.

11.  You also agree to respect and not to infringe the original material and intellectual property rights of third party insurance suppliers which appear on the website of The Company. Neither shall you modify or use derivative versions of such original intellectual property of the said third party insurance suppliers which appear on the website of The Company without their express permission.

12.  You absolutely and irrevocably agree that The Company, its affiliates and partners, shall in no case be liable for any kind of loss or damage which you may incur, which may arise due to your usage of this website, or  because of your reliance with any of the information that is included in the website of The Company. In case of any conflict between the statements found on other sections of this website and this agreement, these terms and conditions shall be controlling.

13.  You also agree that The Company may limit, or completely prohibit, stop, or suspend your usage of this website at its sole discretion and for any reason, and especially if you violated any of the terms of this agreement.

14.  Any dispute in the interpretation or enforcement of this agreement shall be exclusively governed, to the exclusion of all other jurisdictions, by the laws of the Philippines. Any delay in the enforcement by The Company of its rights in this agreement shall not be construed as a waiver of its rights, within or without this agreement.