Reasons Why Your Home Insurance Claim is Denied

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A home insurance plan’s primary purpose is to save the insured from any financial stress in the event of damage or property loss. However, a settlement claim that is either below expectations or denied can cause stress and frustration. Dealing with property damage is already a difficult situation to be in as it can get overwhelming, more so when a home insurance claim gets rejected. Should the unexpected happens, the…

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Safety Tips for Driving in Adverse Weather Conditions [Infographic]

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The Philippines only has a wet and dry season. Generally, the dry season starts from October to May, and the rainy season starts from June to the early part of October. However, the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) details that the country may expect more rain during the early months of 2021. Typhoons, tropical cyclones, and monsoons are often the factors that trigger rains. But the further…

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Purchasing a Car with a Car Loan: Advantages and Disadvantages [Infographic]

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Buying a car is no longer a luxury but a necessity for Filipinos, especially those who have used the country’s inadequate and inefficient mass transport system. Car buyers have many factors to consider when purchasing a vehicle. Besides the fuel, maintenance, and car insurance Ph costs, they also need to deliberate on paying for their cars. Paying in cash is the cheapest way to purchase a car. However, this payment method is…

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A Guide for Buying Fire Insurance

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When it comes to buying insurance products, one cannot overlook the importance of selecting the right coverage, choosing trustworthy insurance providers, and carefully assessing insurance needs. Otherwise, not doing research beforehand might leave the insured with insurmountable bills in the event of loss, injury, and accident. Like shopping for car insurance ph, purchasing fire insurance may seem complicated, especially for first-time buyers. Fire insurance is certainly not on most people’s…

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Debunking the Most Common Myths and Misconceptions About Health Insurance

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Many Filipinos have Philhealth, a universal health coverage system in the Philippines designed to help pay for the sick’s care and provide accessible healthcare for all the Philippines’ citizens. However, it might be best to purchase private health insurance policies to cover the needs adequately, given the differences in circumstances. Having health insurance is an absolute must for everyone. Yet, many still choose not to avail of a policy as…

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Invest or Save? What Should I Do With My Money

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Sometimes in life, people get lucky. Often, this luck involves money, which has the potential to bring about significant change. Such gains might be cash from an inheritance, financial reward, or the most common, the fruit of hard work. Many things can be done with excess money. Having something to spend without the worry of becoming broke may tempt people to splurge on things they want, donate to the needy,…

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Negative Health Impacts of Driving and How to Deal with It [Infographic]

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Driving provides convenience to people; however, not many realize that it can negatively affect a driver’s health and well-being.  Driving has been linked to physical and mental health issues that can result in road accidents. Accordingly, the 2019 annual report from the Metro Manila Accident Reporting and Analysis System (MMARAS) has indicated that human error, such as driver fatigue and loss of vehicle control, is among the factors that contributed to the…

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The Essential Car Maintenance Tips You Should Follow Every Year [Infographic]

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Car owners often take advantage of their car’s performance status. They typically skip maintenance because they are busy or do not want to spend a significant amount of money replacing car components. Hence, when they see that the vehicle’s physical parts look good and the engine runs smoothly during drives, they think that their car and its components are still in excellent shape and do not need repair or replacing….

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Preparing for Disasters – Why Filipinos Need Calamity Insurance

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The coronavirus pandemic is not the only crisis the Philippines has faced. The country, being one of the most disaster-prone countries in the world, has Filipinos continuously suffering from harm and property damage brought upon such tragedies. The Philippines is vulnerable to natural hazards such as earthquakes, cyclones, floods, and even volcanic eruptions than most countries, thanks to the nation’s geographic location. While the Philippine Government undoubtedly improved financing capacity…

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Avoiding Credit Card Debt During Coronavirus: Relief Options and Tips

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Many people turn to their credit cards to keep them afloat during tough times, especially with today’s economic crisis brought by the on-going coronavirus pandemic. Record numbers of laid-off workers and employees were sent home from work and not all of them are fortunate to have some earnings to sustain their living expenses. Unemployed people had it worse since they had little to no savings to pay for their daily…

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