If there is one thing people are most excited about during summer, it is the chance to go on trips and outings with family and friends. Due to the COVID-19 pandemic, two summers have passed for many without being able to travel, so be sure to get a COVID-19 Travel Insurance Coverage. But as active cases continuously decline and various restrictions gradually become less stringent, people are looking forward to…

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For some Filipinos, getting a motorcycle might be quite a practical solution to get to their destinations more easily – getting past through gridlocked vehicles on frequently congested roads. Furthermore, a motorbike may be more cost-efficient than a car in terms of purchasing price and gas. This motorcycle insurance guide will help mostly first-time bike owners.   Still, regardless of the motorcycle’s purpose, riders must acknowledge certain risks to it…

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Insuring your vehicle is imperative, regardless of whether it is brand new or second-hand vehicles. You must have compulsory third-party liability or CTPL insurance before registering your vehicle or renewing its registration at the Land Transportation Office (LTO). Such type of insurance policy financially protects you against liabilities to affected third parties during an accident.   Accordingly, a comprehensive car insurance Ph policy can give you complete coverage against a…

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Filing an insurance claim can be a daunting task, especially while dealing with the stress of a loss or damaged property. The process can also be confusing for individuals filing a claim for the first time. Fortunately, adequate knowledge can help the process be more manageable in file insurance claim. While various insurance providers handle their claim process differently, the steps below are similar. Here is an idea of what…

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March is considered to be one of the warmest months in the Philippines. According to Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA), temperature and humidity reach their maximum levels throughout the archipelago. That is why it is also considered Fire Prevention Month by BFP. It is also the month with the most fire incidents in the country, prompting the Bureau of Fire Protection (BFP), government units, firefighting agencies, and…

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It has been highlighted that staying home, avoiding social gatherings, following social distancing protocols, and frequently washing hands, including sanitizing car can help protect individuals from contracting the SARS-CoV-2 and, in the bigger picture, hamper the spread of COVID-19 and put an end to the health crisis. Nonetheless, there is another thing you can add as part of your disease prevention strategies: sanitizing your vehicle. It is the first thing…

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Buying car insurance can help you ensure financial security amid unforeseen situations on the road. It can provide you coverage for costs for property damage repair, vehicle repair costs, and medical bills due to an accident or collision incident.   Purchasing car insurance is not an easy task, as the process demands a lot of considerations. Hence, it would be best to have every question answered to gather all information…

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You perhaps have heard about HMO insurance and Family Accident Insurance when talking about health insurance. But what are they? What are their differences? More importantly, how do you know which one suits you best?   There are two types of health insurance in the Philippines: health insurance policies and Health Maintenance Organizations (HMOs). Both have the same goal and share of benefits, but their services are delivered differently.  …

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Buying life insurance is one of the most significant financial decisions. Before purchasing a policy, first-time buyers have many things to consider and should be given a great deal of thought before going ahead. Without much consideration, it can confuse buyers.   In truth, the confusion intimidates people and is one of the top reasons they choose not to have a life insurance policy. Ease your mind with the tips…

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If there is one thing that people can relate to in the previous year, it is the realization that the COVID-19 pandemic has been a wake-up call regarding people’s lifestyles and how to save and manage money effectively. With many workers losing jobs, facing a decrease in their payrolls, and increasing prices of many essential commodities, money management has never felt so important. This year, it would be wise to…

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