Prevention is better than cure. But with the “bahala na” attitude prevalent in our culture, Filipinos don’t usually plan ahead. It is evident by the fact that only 30% of Filipino households have savings.  It is also true that car insurance companies only have a limited 3% to 5% penetration rate among car owners. Given these numbers, a lot of car owners are willing to take the risk on the…

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Is it exciting to drive a new car? Unlike first world countries where buying a car is just a common feat, cars tend to be an accomplishment in the Philippines. Why? It simply costs a lot of money. Unfortunately, there are instances when first-time car buyers commit mistakes while purchasing their vehicles.   Not knowing the features and reviews If you are going to purchase a car, you need to…

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