Category: Car Insurance

Acts of God Insurance Coverage: What It Is and Why You Need One

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In the world of insurance, the “Acts of God,” also known as “Acts of Nature,” or “AOG,” is a term used by insurance companies to refer to any event outside of human control, natural catastrophes that cannot be predicted, prevented, or avoided. It involves earthquakes, typhoons, and floods. For instance, having a damaged property due to a fire caused by arson or poor wiring is not considered an Act of…

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The Advantages and Disadvantages of Buying Bank-Repossessed Cars

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A bank-repossessed car or “repo” cars are vehicles that banks reacquire from their owners when they fail to make monthly payments for a specific period as stated in their loan’s terms and conditions. And financial institutions often sell these vehicles to recoup their losses. If you are thinking about buying a used car, purchasing a bank-repossessed vehicle may be a practical option for you. Here are some of the advantages…

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Factors that May Affect Your Car Insurance Premium [Infographic]

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With the inherent dangers of driving along the Philippines’ highways and the increasing number of vehicular collision incidents, there is no denying that availing of car insurance is wise and sensible. It provides you peace of mind when it comes to the financial woes of getting into an accident. Such liabilities include financial and legal obligations due to third-party deaths or bodily injury, property damage, and repair costs. But before…

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Four Insurance Coverages You Must Have This Monsoon Season

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For the Philippines, monsoon can either be a delightful season or a harmful one. Rains bring respite from months of intense heat, but they may also leave losses from destructive storms and downpours. Joint problems may include engine problems for vehicles stuck in floods, excessive damage to properties, and even water-borne or viral diseases breaking out. Monsoon is yet another season that one needs to prepare for financially. To prevent…

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Traffic Laws to Remember When Driving in the Philippines

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When driving in the Philippines, it is always helpful to know traffic rules and their corresponding penalties. You do not want to be pulled off by an apprehending traffic officer with a violation you have not heard of, and ignorance will not save one from the law. Also, there might be wrong apprehensions, and it is best to know to fight for your rights. But, more importantly, as a driver,…

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A Complete Guide to Filing a Car Insurance Claim in the Philippines

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Despite practicing safety precautions on the road, accidents can still happen. While having a car insurance Ph prepares and financially protects you from possible road mishaps, merely acquiring one is not enough. You also need to know what you must do when you get involved in an accident and file for an insurance claim. Being informed of how you must deal with these situations can help you during the claims…

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iChoose.ph Hub now open at Festival Mall Alabang

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Not all insurance companies offer the same insurance products or cater to the same customer base. Thanks to iChoose, a leading car insurance comparison website in the Philippines, finding suitable car insurance has never been easier. iChoose is well-connected with some of the leading and highly trusted insurance companies and leading people in e-commerce throughout the Philippines. iChoose.ph Hub at Festival Mall Alabang iChoose has several shops in some selected…

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Smart Ways to Reduce the Cost of Your Car Insurance [Infographic]

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Having car insurance is necessary as it supports a driver’s driving experience, financially protecting them from the inherent dangers of driving along the Philippines’ roads. It also allows vehicle owners to comply with the country’s laws and regulations.   However, despite providing peace of mind to vehicle owners and being a compulsory requirement for registration, many people today still believe several misconceptions about availing of car insurance, such as insurance premiums are…

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Tips on How to Save on Car Insurance

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Every individual’s driving experience needs adequate support from car insurance. It is essential to have one as the Land Transportation Office in the Philippines requires Third-Party Liability insurance before a driver can register his vehicle. It is prudent to get car insurance ph considering risk is an everyday reality for many Filipinos. More so, the inherent danger of driving along the Philippines’ highways and the number of vehicular accidents only…

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What Happens If I Stop Paying My Car Insurance? [Infographic]

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In the world we live today, there is no denying that cars are prevalent and important. People buy their own vehicles because it is an easy mode of transportation that made travel more convenient and easier than before. Unlike relying on public transportation for your daily commute, you can enjoy the liberty and independence that comes with having a car. The number of car owners is increasing every day as…

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