When an individual is under the influence of alcohol and prohibited drugs, it can impair driving ability which can slow coordination, reaction time, and even judgment, leading to severe accidents. There are many reasons to avoid getting behind the wheel while drunk or under the influence of drugs aside from the apparent risk. As a car owner, you should know that it is against the law. What is Republic…
A car insurance policy is a contract that has specific terms and conditions. When you avail of car insurance, the insurance company will provide you with policy wording, which details every information about the insurance policy. As a vehicle owner, you must understand the insurance policy to avoid confusion and other problems when making a claim. Generally, the policy wording includes the insurance cover, exclusions, claim settlement. It also contains…
Motorists are required to get a driver’s license before driving on private and public roads. A license is an authority granted by the Land Transportation Office (LTO) to a person to operate a motor vehicle. Essentially, this is issued to an individual who has met the license qualifications set by the agency, which include passing an automated theoretical examination and practical driving course. Driver’s licenses, similar to other identification cards,…
Finally, it is time for your holiday travels; your bags are packed, your transportation is set, you have booked accommodation, and other travel essentials are prepared. You think you are ready to go but traveling comes with many risks, and anything might happen during your trip. One of the most important things you need as a traveler is travel insurance in the Philippines. Read on to know why getting insured…
Christmas is the most valued holiday in the Philippines. From September, many households are already adorning their homes with various decorations, from Christmas trees, dangling garlands, Christmas lights, to even candles inside to feel the spirit of the festive season. However, seasonal decors can be dangerous if placed near a potentially hazardous item or if not correctly put up. Here are some tips to ensure a safe and bright Christmas…