For some Filipinos, getting a motorcycle might be quite a practical solution to get to their destinations more easily – getting past through gridlocked vehicles on frequently congested roads. Furthermore, a motorbike may be more cost-efficient than a car in terms of purchasing price and gas. This motorcycle insurance guide will help mostly first-time bike owners.   Still, regardless of the motorcycle’s purpose, riders must acknowledge certain risks to it…

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Insuring your vehicle is imperative, regardless of whether it is brand new or second-hand vehicles. You must have compulsory third-party liability or CTPL insurance before registering your vehicle or renewing its registration at the Land Transportation Office (LTO). Such type of insurance policy financially protects you against liabilities to affected third parties during an accident.   Accordingly, a comprehensive car insurance Ph policy can give you complete coverage against a…

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Filing an insurance claim can be a daunting task, especially while dealing with the stress of a loss or damaged property. The process can also be confusing for individuals filing a claim for the first time. Fortunately, adequate knowledge can help the process be more manageable in file insurance claim. While various insurance providers handle their claim process differently, the steps below are similar. Here is an idea of what…

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It has been highlighted that staying home, avoiding social gatherings, following social distancing protocols, and frequently washing hands, including sanitizing car can help protect individuals from contracting the SARS-CoV-2 and, in the bigger picture, hamper the spread of COVID-19 and put an end to the health crisis. Nonetheless, there is another thing you can add as part of your disease prevention strategies: sanitizing your vehicle. It is the first thing…

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Buying car insurance can help you ensure financial security amid unforeseen situations on the road. It can provide you coverage for costs for property damage repair, vehicle repair costs, and medical bills due to an accident or collision incident.   Purchasing car insurance is not an easy task, as the process demands a lot of considerations. Hence, it would be best to have every question answered to gather all information…

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Talking about car insurance Ph is often overwhelming for many Filipinos. Although many people now recognize how imperative it is to have insurance coverage, others are still intimidated by the idea of acquiring an insurance policy. Their reluctance is often rooted in two things: concepts that look complicated and the various misconceptions and false beliefs surrounding insurance. But their hesitance to acquire an insurance policy, particularly car insurance, can be…

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After purchasing their first vehicle, car owners should do the wisest thing next is to insure it. Acquiring a car insurance policy can provide them peace of mind and lessen their anxieties when dealing with the financial aspects of getting involved in an accident/incident. In the Philippines, there are two main types of car insurance available for motorists: compulsory third-party liability (CTPL) and comprehensive car insurance. The main difference between…

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A car insurance policy is a contract that has specific terms and conditions. When you avail of car insurance, the insurance company will provide you with policy wording, which details every information about the insurance policy. As a vehicle owner, you must understand the insurance policy to avoid confusion and other problems when making a claim. Generally, the policy wording includes the insurance cover, exclusions, claim settlement. It also contains…

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Motorists are required to get a driver’s license before driving on private and public roads. A license is an authority granted by the Land Transportation Office (LTO) to a person to operate a motor vehicle. Essentially, this is issued to an individual who has met the license qualifications set by the agency, which include passing an automated theoretical examination and practical driving course. Driver’s licenses, similar to other identification cards,…

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More than a year after the COVID-19 pandemic broke out, the Philippines is still implementing quarantine protocols and other restrictions to limit the spread of the virus. Currently, the government has downgraded their COVID-19-related protocols, enabling Filipinos to do certain activities, such as going on road trips and visiting destinations. If you are planning to go on your first road trip during the pandemic, there are various things that you…

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