Category: Infographic

Surety Bond Insurance: What Is It and Why Is It Important? [Infographic]

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Suretyship is about having the assurance that a significant task or obligation will be delivered as promised. Surety generally takes the form of a bond, which is an agreement or contract that the surety company is indebted to or at some point must pay the one who holds it, in the scenario that the contractor fails to meet some obligations or terms of the contract. What is a surety bond,…

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Why It’s Essential to Review Your Insurance Policy Each Year

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Every year is off to a busy start, with people listing their priorities off, including what they aim to accomplish for the year ahead. Often, with so much to consider, many policyholders forget to include reviewing their policy on their list. So much can happen in a few months; it may include major purchases, significant life events, and many lifestyle changes or circumstances. Hence, it is essential to review one’s…

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Safety Tips for Driving in Adverse Weather Conditions [Infographic]

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Safety Tips for Driving in Adverse Weather Conditions-01 featured image

The Philippines only has a wet and dry season. Generally, the dry season starts from October to May, and the rainy season starts from June to the early part of October. However, the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) details that the country may expect more rain during the early months of 2021. Typhoons, tropical cyclones, and monsoons are often the factors that trigger rains. But the further…

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Purchasing a Car with a Car Loan: Advantages and Disadvantages [Infographic]

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Buying a car is no longer a luxury but a necessity for Filipinos, especially those who have used the country’s inadequate and inefficient mass transport system. Car buyers have many factors to consider when purchasing a vehicle. Besides the fuel, maintenance, and car insurance Ph costs, they also need to deliberate on paying for their cars. Paying in cash is the cheapest way to purchase a car. However, this payment method is…

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Negative Health Impacts of Driving and How to Deal with It [Infographic]

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Driving provides convenience to people; however, not many realize that it can negatively affect a driver’s health and well-being.  Driving has been linked to physical and mental health issues that can result in road accidents. Accordingly, the 2019 annual report from the Metro Manila Accident Reporting and Analysis System (MMARAS) has indicated that human error, such as driver fatigue and loss of vehicle control, is among the factors that contributed to the…

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The Essential Car Maintenance Tips You Should Follow Every Year [Infographic]

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Car owners often take advantage of their car’s performance status. They typically skip maintenance because they are busy or do not want to spend a significant amount of money replacing car components. Hence, when they see that the vehicle’s physical parts look good and the engine runs smoothly during drives, they think that their car and its components are still in excellent shape and do not need repair or replacing….

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8 Reasons to Take Driving Lessons [Infographic]

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A lot of people see the convenience and freedom driving provides. Due to this, many are eager to drive. However, they must acquire the required driving skills and get a license before experiencing the benefits of driving. Many Filipinos learn the basics of driving through a family member or a friend as it costs them nothing, compared with taking driving lessons, with prices ranging from Php 2,500 up to Php…

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Coping Strategies to Improve Mental Health (During the Pandemic) [Infographic]

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The coronavirus pandemic has brought many changes to everyone’s life, resulting in people having altered daily routines, experiencing social isolation, and feeling the situation’s financial pressure. Accordingly, the increase in the number of COVID-19 positive cases in the Philippines and the continuing imposition of lockdowns and community quarantine has become stressful. According to the National Center for Mental Health (NCMH), there has been an increase in Filipinos facing mental health…

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Responsible Credit Card Usage: How to Avoid Default amid Pandemic [Infographic]

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Cashless transactions have become prevalent during the pandemic, as many Filipinos stayed in their homes during the community quarantine. Many people use online financial service apps, such as Gcash, Paymaya, or Paypal, debit cards, or credit cards to purchase essential items online or provide cashless payment at actual stores. The lockdown due to the coronavirus almost entirely closed businesses in the country and affected employees’ family income. It resulted in the…

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Steps to Transfer Car Ownership in the Philippines [Infographic]

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People consider their budget, their needs, and the type of vehicle they want, and what car insurance to avail of when selecting the car they want to purchase. Some even go beyond these factors, weighing whether to buy a brand-new car or a second-hand vehicle. Some Filipinos choose to buy used cars as these are much cheaper than brand new ones. Accordingly, buyers of second-hand vehicles do not have to worry…

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