Category: Car Insurance Claims

How to use your Car Insurance after a Car Accident?

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How to use your Car Insurance after a car Accident featured image

If ever accidents on the road happen, having your car insured is probably the best thing you can think of. But, of course, you still need to follow the protocol and submit necessary requirements to your insurance provider. Claiming car insurance policies follows standard procedures that vary across companies. However, some common requirements and processes can apply in some cases. Before you gather the following requirements, make sure that you…

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5 Common Mistakes in Comparing Car Insurance Policies

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5 Common Mistakes in Comparing Car Insurance Policies featured image

Prevention is better than cure. But with the “bahala na” attitude prevalent in our culture, Filipinos don’t usually plan ahead. It is evident by the fact that only 30% of Filipino households have savings.  It is also true that car insurance companies only have a limited 3% to 5% penetration rate among car owners. Given these numbers, a lot of car owners are willing to take the risk on the…

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To Claim or Not To Claim?

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To Claim or Not To Claim? featured image

An insurance policy serves as a lifeline. Given the amount of stress that a car accident could bring to the table, it makes sense to anticipate troubles that could occur while you are driving. Regardless if you are carrying a commercial vehicle, or a car used to go to work, it makes a huge difference to get car insurance policies fit your needs. By having a website to compare car…

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4 Signs You Chose the Right Car Insurance Policy

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4 Signs You Chose the Right Car Insurance Policy

According to statistics, we lose about 2.4 billion pesos daily due to our messy traffic situation. Opportunity loss among businesses and decreased performance at work are some of the effects of the day to a daily traffic jam that we face. Looking at the trend from 2005 to 2014, purchases for both passenger and commercial vehicles have increased over a steady period of time. This could mean two things. One,…

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Why Car Owners Are Overwhelmed by Car Insurance Policies

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Why Car Owners Are Overwhelmed by Car Insurance Policies

In the Philippines, it is more common for car owners to rely on their luck when driving than to take precautionary measures in preventing problems to arise. “Malas-malas lang” will typically be the common justification for damaged properties. What most car owners don’t consider is the potential loss that they incur when they don’t have their own car insurance policy. The car insurance companies in the Philippines have minimal penetration…

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Common Complaints of Consumers with Car Insurance Providers

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Common Complaints of Consumers with Car Insurance Providers |

If you’ve purchased your car, it is a must that you stick with the right car insurance company. In fact, in order to find the best car insurance rate or the best service in general, you’ll have to compare car insurance policies. However, it is a reality that a lot of car owners are not really knowledgeable about all of these things. They’d more or less stick with the cheapest…

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Is Your Car Insurance Policy Sufficient for Your Own Good?

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Car Insurance Policy Sufficient

What is the use of car insurance in today’s time? If we’ll look at the number of vehicles registered today, that would sum up to a total of about 7.4 million nationwide. Just to give you an idea about how likely you are to get in an accident in the Philippines, there were around 5,000 road accidents during the first quarter of 2012, not to mention 600 fatalities. Among the…

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Steps on How to File Car Insurance Claims

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Steps on How to File Car Insurance Claims

After you compare car insurance policies and you just purchased your car insurance, not only should you know what is included in your car insurance policy, but you should also have a basic knowledge of how to file a claim. A measure of a car insurance company’s reliability is its ability to process your claims.  As a rule of thumb, the company offering the cheapest car insurance premium may or may…

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Consequences of not Comparing Car Insurance Policies

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Consequences of not Comparing Car Insurance Policies

A car in the Philippines, despite the heavy traffic is a great asset that you want to protect at all costs. It helps you get to your destination faster than public transportation. And to top it all off, you’re your privacy, unlike being crammed inside a dying MRT. Insurance policies help car owners with the cost of repairs from accidents and unexpected events. But of course, there are a lot…

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Filing a Car Insurance Claim In Case You Are Injured

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Filing a Car Insurance Claim In Case You Are Injured

Modern cars are designed with a great number of safety features. These safety features help prevent casualties in an event of a collision. Airbags to seat belts are among the safety parameters of cars today. However, there are still some instances when crashes are so hard wherein injuries still happen. Just how much do you need to have in your bank account to cover for these types of accidents? Hospital…

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