Archive: February 26, 2021

Reasons Why Your Home Insurance Claim is Denied

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A home insurance plan’s primary purpose is to save the insured from any financial stress in the event of damage or property loss. However, a settlement claim that is either below expectations or denied can cause stress and frustration. Dealing with property damage is already a difficult situation to be in as it can get overwhelming, more so when a home insurance claim gets rejected. Should the unexpected happens, the…

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Safety Tips for Driving in Adverse Weather Conditions [Infographic]

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The Philippines only has a wet and dry season. Generally, the dry season starts from October to May, and the rainy season starts from June to the early part of October. However, the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) details that the country may expect more rain during the early months of 2021. Typhoons, tropical cyclones, and monsoons are often the factors that trigger rains. But the further…

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Purchasing a Car with a Car Loan: Advantages and Disadvantages [Infographic]

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Buying a car is no longer a luxury but a necessity for Filipinos, especially those who have used the country’s inadequate and inefficient mass transport system. Car buyers have many factors to consider when purchasing a vehicle. Besides the fuel, maintenance, and car insurance Ph costs, they also need to deliberate on paying for their cars. Paying in cash is the cheapest way to purchase a car. However, this payment method is…

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A Guide for Buying Fire Insurance

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When it comes to buying insurance products, one cannot overlook the importance of selecting the right coverage, choosing trustworthy insurance providers, and carefully assessing insurance needs. Otherwise, not doing research beforehand might leave the insured with insurmountable bills in the event of loss, injury, and accident. Like shopping for car insurance ph, purchasing fire insurance may seem complicated, especially for first-time buyers. Fire insurance is certainly not on most people’s…

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Debunking the Most Common Myths and Misconceptions About Health Insurance

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Many Filipinos have Philhealth, a universal health coverage system in the Philippines designed to help pay for the sick’s care and provide accessible healthcare for all the Philippines’ citizens. However, it might be best to purchase private health insurance policies to cover the needs adequately, given the differences in circumstances. Having health insurance is an absolute must for everyone. Yet, many still choose not to avail of a policy as…

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