Cashless transactions have become prevalent during the pandemic, as many Filipinos stayed in their homes during the community quarantine. Many people use online financial service apps, such as Gcash, Paymaya, or Paypal, debit cards, or credit cards to purchase essential items online or provide cashless payment at actual stores. The lockdown due to the coronavirus almost entirely closed businesses in the country and affected employees’ family income. It resulted in the…

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Today, businesses have come to increasingly depend on computer networks and electronic data for conducting their daily operations, resulting in a growing number of personal and financial information generated and stored online. Many rely on technology to provide innovative solutions to address complex business challenges and provide customers with enhanced security, especially in businesses in the financial industry. However, this heightens the individuals’ and financial institutions’ risk of privacy violations…

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