If you have a car insurance PH, it means that you are entitled to protection against covered losses in case of a vehicular accident. However, if you need to file an insurance claim, your insurer might ask you for a participation fee and might wonder what it is for. Accordingly, deductible and depreciation rates might be a confusing topic for many. If you do not have an idea about them,…
The concept of insurance is to provide financial protection from unforeseen events that might cause loss or damage. The premium, which is the agreed price that the insured has to pay is accumulated in a pool from which the insurer is entitled to use for obtaining payment for claims. Policyholders may choose what type of option they prefer when paying for insurance premiums depending on their insurance provider. Some of…
When people purchase their vehicles, they often have two payment methods to do so. They can buy their cars with cash upfront, saving them from paying interest and financing costs. On the other hand, car buyers can also purchase their vehicles via a car loan. This option allows them to acquire a car without being burdened by spending a huge amount of money in one go. Spreading the payment for…
For car owners, their vehicle is one of their most prized possession. They take pride in showing off their ride by adding non-standard accessories (accessories that were not included in the vehicle when purchased) that match their style and needs and reflect their personality. All of which can either improve performance and/or make the car more appealing. Such accessories are pretty expensive, which heightens the need for them to ensure…
More than a year after the COVID-19 pandemic broke out, the Philippines is still implementing quarantine protocols and other restrictions to limit the spread of the virus. Currently, the government has downgraded their COVID-19-related protocols, enabling Filipinos to do certain activities, such as going on road trips and visiting destinations. If you are planning to go on your first road trip during the pandemic, there are various things that you…
iChoose.ph with its Corporate Social Responsibility initiative is one of the proud sponsor of the Fund raising concert “We are One”, the donation of Tables and Laptops to teachers and disadvantaged students. Through the collaboration of Erwin Reyes, President and CEO of iChoose.ph and Past President of Rotary Club Las Pinas Central and Ms. Kat Lim-Leander, Manager Director of Standard Insurance and Club TRF-Vice Chair of Rotary Club of Makati…