For the Philippines, monsoon can either be a delightful season or a harmful one. Rains bring respite from months of intense heat, but they may also leave losses from destructive storms and downpours. Joint problems may include engine problems for vehicles stuck in floods, excessive damage to properties, and even water-borne or viral diseases breaking out. Monsoon is yet another season that one needs to prepare for financially. To prevent…

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The coronavirus pandemic is not the only crisis the Philippines has faced. The country, being one of the most disaster-prone countries in the world, has Filipinos continuously suffering from harm and property damage brought upon such tragedies. The Philippines is vulnerable to natural hazards such as earthquakes, cyclones, floods, and even volcanic eruptions than most countries, thanks to the nation’s geographic location. While the Philippine Government undoubtedly improved financing capacity…

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The Taal Volcano has recently erupted last January 12 and spewed ash up to 14 kilometers into the air while generating volcanic lightning. Due to the eruption, many people have been affected in various ways, including damages to homes, livelihoods, and other property. The losses incurred are costly and make the idea of getting insured more practical for the property owner. The Acts of God coverage started seeing popularity among…

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