Filing an insurance claim can be a daunting task, especially while dealing with the stress of a loss or damaged property. The process can also be confusing for individuals filing a claim for the first time. Fortunately, adequate knowledge can help the process be more manageable in file insurance claim. While various insurance providers handle their claim process differently, the steps below are similar. Here is an idea of what…
It has been highlighted that staying home, avoiding social gatherings, following social distancing protocols, and frequently washing hands, including sanitizing car can help protect individuals from contracting the SARS-CoV-2 and, in the bigger picture, hamper the spread of COVID-19 and put an end to the health crisis. Nonetheless, there is another thing you can add as part of your disease prevention strategies: sanitizing your vehicle. It is the first thing…
Buying car insurance can help you ensure financial security amid unforeseen situations on the road. It can provide you coverage for costs for property damage repair, vehicle repair costs, and medical bills due to an accident or collision incident. Purchasing car insurance is not an easy task, as the process demands a lot of considerations. Hence, it would be best to have every question answered to gather all information…
A car insurance policy is a contract that has specific terms and conditions. When you avail of car insurance, the insurance company will provide you with policy wording, which details every information about the insurance policy. As a vehicle owner, you must understand the insurance policy to avoid confusion and other problems when making a claim. Generally, the policy wording includes the insurance cover, exclusions, claim settlement. It also contains…
When people purchase their vehicles, they often have two payment methods to do so. They can buy their cars with cash upfront, saving them from paying interest and financing costs. On the other hand, car buyers can also purchase their vehicles via a car loan. This option allows them to acquire a car without being burdened by spending a huge amount of money in one go. Spreading the payment for…
Driving on the Philippine roads can be stressful due to the poor implementation of traffic rules, inherent dangers on the public roads, and ill-informed motorists. Hence, to protect yourself on the road, you must employ safety precautions and practice defensive driving. However, you can still end up being involved in vehicle collisions no matter how careful you are when driving. It is crucial to have car insurance Philippines to get…
Purchasing a brand-new vehicle is a tempting option as it comes with the latest technology and safety features. However, for many, it may not be a sound financial decision. If you are planning to buy a new car, why not opt for a used one? The reality is, a new car is expensive and might be out of reach for some. Whereas a used vehicle can save you money, help…