Depending on how long homeowners have lived in a house, it is natural for belongings to accumulate, and it is hard to keep track of things, especially if they own more than they realize. Homeowners can miss some things when they try to list off their valuable possessions. That is why creating or updating a home inventory of your possessions at least annually offers benefits beyond having a total accounting…
A home insurance plan’s primary purpose is to save the insured from any financial stress in the event of damage or property loss. However, a settlement claim that is either below expectations or denied can cause stress and frustration. Dealing with property damage is already a difficult situation to be in as it can get overwhelming, more so when a home insurance claim gets rejected. Should the unexpected happens, the…
As we go through life, settling down, raising a family, and even starting a business might happen. Hence, the importance of planning for the future increases. Purchasing a home is perhaps the first step in achieving one of the many long-term goals that people aim for, as owning one is a smart investment and an asset. However, the reality is we live in uncertain times. Chances are, your plans might…
Measuring success depends on an individual’s perception. For some, it means having a stable job without anyone’s objections about doing what they are passionate about, while others consider success as saving a significant amount of money for their long-term plans. However, many equate success to building a house of their own. Buying a home is the epitome of a perfect dream for many Filipinos. There is nothing more fulfilling than…
The Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) has been continuously monitoring La Niña’s possible development since March 2020. However, it is only in June this year that it has declared the rainy season’s start. The rainy climate condition and La Nina phenomenon bring about above-normal rainfall conditions over some parts of the country. During the rainy season, the occurrence of storms is expected in the Philippines. According to…
Although a large number of people don’t consider getting insured to keep their superstitious beliefs from affecting them negatively or because they don’t have enough money for it, some people are already thinking about getting covered. Some people are now investing in non-life insurance to try and keep their properties secured in case anything happens. One vital non-life insurance is home insurance since it can cover the home, its contents,…