Many Filipinos have Philhealth, a universal health coverage system in the Philippines designed to help pay for the sick’s care and provide accessible healthcare for all the Philippines’ citizens. However, it might be best to purchase private health insurance policies to cover the needs adequately, given the differences in circumstances. Having health insurance is an absolute must for everyone. Yet, many still choose not to avail of a policy as…

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Sometimes in life, people get lucky. Often, this luck involves money, which has the potential to bring about significant change. Such gains might be cash from an inheritance, financial reward, or the most common, the fruit of hard work. Many things can be done with excess money. Having something to spend without the worry of becoming broke may tempt people to splurge on things they want, donate to the needy,…

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Driving provides convenience to people; however, not many realize that it can negatively affect a driver’s health and well-being.  Driving has been linked to physical and mental health issues that can result in road accidents. Accordingly, the 2019 annual report from the Metro Manila Accident Reporting and Analysis System (MMARAS) has indicated that human error, such as driver fatigue and loss of vehicle control, is among the factors that contributed to the…

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Car owners often take advantage of their car’s performance status. They typically skip maintenance because they are busy or do not want to spend a significant amount of money replacing car components. Hence, when they see that the vehicle’s physical parts look good and the engine runs smoothly during drives, they think that their car and its components are still in excellent shape and do not need repair or replacing….

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The coronavirus pandemic is not the only crisis the Philippines has faced. The country, being one of the most disaster-prone countries in the world, has Filipinos continuously suffering from harm and property damage brought upon such tragedies. The Philippines is vulnerable to natural hazards such as earthquakes, cyclones, floods, and even volcanic eruptions than most countries, thanks to the nation’s geographic location. While the Philippine Government undoubtedly improved financing capacity…

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Many people turn to their credit cards to keep them afloat during tough times, especially with today’s economic crisis brought by the on-going coronavirus pandemic. Record numbers of laid-off workers and employees were sent home from work and not all of them are fortunate to have some earnings to sustain their living expenses. Unemployed people had it worse since they had little to no savings to pay for their daily…

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A lot of people see the convenience and freedom driving provides. Due to this, many are eager to drive. However, they must acquire the required driving skills and get a license before experiencing the benefits of driving. Many Filipinos learn the basics of driving through a family member or a friend as it costs them nothing, compared with taking driving lessons, with prices ranging from Php 2,500 up to Php…

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Accidents and health issues can threaten financial security anytime—an unexpected hospital stay and a medical care plan might not be enough to cover all the medical services needed. With health insurance ph, the insured’s medical expenses are covered should they get sick or injured. The insured can also access preventative care such as doctor visits and various tests, preventing the onset of any potential diseases. In most cases, people with…

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As we go through life, settling down, raising a family, and even starting a business might happen. Hence, the importance of planning for the future increases. Purchasing a home is perhaps the first step in achieving one of the many long-term goals that people aim for, as owning one is a smart investment and an asset. However, the reality is we live in uncertain times. Chances are, your plans might…

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When talking about insurance policy, there are different types of coverage available. Depending on what is covered in a policy, people can ensure financial assistance from life-altering situations that can render people financially incapable. The everyday uncertainty stresses the importance of insurance should certain things happen. While preventing such occurrences is impossible, at least financially, people are in control as the insurance policy can safeguard them from impending obstacles. Despite…

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