Today, businesses have come to increasingly depend on computer networks and electronic data for conducting their daily operations, resulting in a growing number of personal and financial information generated and stored online. Many rely on technology to provide innovative solutions to address complex business challenges and provide customers with enhanced security, especially in businesses in the financial industry. However, this heightens the individuals’ and financial institutions’ risk of privacy violations…

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COVID-19 pandemic has brought many obstacles and unforeseen challenges that have taken a significant toll on people. Many countries have declared lockdowns, stay at home orders, and other restrictive measures to prevent it. Additionally, with safety measures in effect, it has led to the economy’s downfall. Public places are forced to close while businesses and organizations limit their operations. Consequently, many people have to cope with having reduced paychecks and,…

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Many Filipinos stayed in their homes during the pandemic and purchased items online to get the supplies they need while staying safe from the virus. Even though many Filipinos can now go outside, many others are still reluctant to leave for fear of contracting the virus. Because people were stuck in their homes during the quarantine periods, many consumers resorted to purchasing items online and making cashless transactions using their…

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Credit cards are excellent financial tools for emergencies that people can use when they’re low on cash. During the coronavirus pandemic, when people stayed at home, many people found how useful their cards were as they purchased items online without handling money. Many people have their reservations when getting a credit card since they’re afraid of going in debt. Getting a card doesn’t necessarily mean that the cardholder will eventually…

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Those who haven’t had a credit card before will have to consider several things before getting one for the first time, especially since it’s a significant milestone for them. Credit cards are convenient plastic cards that people can use to borrow money from the bank as long as it’s within their line of credit. Emergencies like the current COVID-19 pandemic have made it difficult for people to purchase items since…

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Credit cards and debit cards are incredibly similar in terms of appearance and function, which makes it a bit challenging to differentiate the two. Both cards contain the logo of a major financial services organization while also being able to use them to purchase goods and services. The main difference between credit cards and debit cards is that credit cards draw money from a preset borrowing limit called a line…

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Some people are in conflict on whether or not they’ll get a credit card. Having a credit card may seem intimidating with the possibility of having to pay large amounts of money when you overspend, including the fees associated with them. The intimidation can keep them from fully appreciating what credit cards are and subsequently preventing them from reaping the benefits associated with them. Credit cards let people shop now…

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The very basic way of saving money on car insurance is to get a quote and compare it from one insurance to another.  We do this by calling car insurance companies or call your broker/agent to as for a quote.  This process if you’re lucky can take hours or most of the time about days to secure at least 3 or more quotes.  These quotes have been set to the…

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