You perhaps have heard about HMO insurance and Family Accident Insurance when talking about health insurance. But what are they? What are their differences? More importantly, how do you know which one suits you best?   There are two types of health insurance in the Philippines: health insurance policies and Health Maintenance Organizations (HMOs). Both have the same goal and share of benefits, but their services are delivered differently.  …

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Due to the coronavirus pandemic, many people were forced to work from their homes to make a living. Some became instant remote employees when their employers had them work remotely while others had to look for jobs as virtual assistants or freelancers. Working from home is not necessarily less-stressful than working in the office. Remote employees tend to get distracted more frequently at home. They can get stressed out from…

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The coronavirus pandemic resulted in the derailment of the Philippines’ plan to expand the health care services it provides to its citizens. The COVID-19 took a toll on the country’s economy as well as kept it from providing adequate health services after decades of underinvesting on medical care. While the country itself might have some shortcomings on its health care services, there’s no excuse for a Filipino to remain uninsured…

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Securing one’s health is essential as it allows an individual to work and enjoy life to the fullest. Should anyone suffer from illnesses and get hospitalized, they’re bound to exhaust their finances with various medical bills. Companies can provide some measure of protection with health maintenance organizations or HMO benefits to their employees, and others can rely on Philippine Health Insurance Corporation or PhilHealth. Private companies can offer HMO benefits…

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Time and time again, we are reminded that health is indeed wealth and everyone should definitely prioritize it and invest on it. However, due to stress and other factors, many people tend not to focus on it and shove it to the bottom of their main concern. Majority would be guilty of not owning a health insurance for their own—which many experts say that is one huge mistake. There are…

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