Many people turn to their credit cards to keep them afloat during tough times, especially with today’s economic crisis brought by the on-going coronavirus pandemic. Record numbers of laid-off workers and employees were sent home from work and not all of them are fortunate to have some earnings to sustain their living expenses. Unemployed people had it worse since they had little to no savings to pay for their daily…

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Cashless transactions have become prevalent during the pandemic, as many Filipinos stayed in their homes during the community quarantine. Many people use online financial service apps, such as Gcash, Paymaya, or Paypal, debit cards, or credit cards to purchase essential items online or provide cashless payment at actual stores. The lockdown due to the coronavirus almost entirely closed businesses in the country and affected employees’ family income. It resulted in the…

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Today, businesses have come to increasingly depend on computer networks and electronic data for conducting their daily operations, resulting in a growing number of personal and financial information generated and stored online. Many rely on technology to provide innovative solutions to address complex business challenges and provide customers with enhanced security, especially in businesses in the financial industry. However, this heightens the individuals’ and financial institutions’ risk of privacy violations…

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COVID-19 pandemic has brought many obstacles and unforeseen challenges that have taken a significant toll on people. Many countries have declared lockdowns, stay at home orders, and other restrictive measures to prevent it. Additionally, with safety measures in effect, it has led to the economy’s downfall. Public places are forced to close while businesses and organizations limit their operations. Consequently, many people have to cope with having reduced paychecks and,…

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Many Filipinos stayed in their homes during the pandemic and purchased items online to get the supplies they need while staying safe from the virus. Even though many Filipinos can now go outside, many others are still reluctant to leave for fear of contracting the virus. Because people were stuck in their homes during the quarantine periods, many consumers resorted to purchasing items online and making cashless transactions using their…

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Credit cards are excellent financial tools for emergencies that people can use when they’re low on cash. During the coronavirus pandemic, when people stayed at home, many people found how useful their cards were as they purchased items online without handling money. Many people have their reservations when getting a credit card since they’re afraid of going in debt. Getting a card doesn’t necessarily mean that the cardholder will eventually…

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Those who haven’t had a credit card before will have to consider several things before getting one for the first time, especially since it’s a significant milestone for them. Credit cards are convenient plastic cards that people can use to borrow money from the bank as long as it’s within their line of credit. Emergencies like the current COVID-19 pandemic have made it difficult for people to purchase items since…

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Looking for the best credit card in the Philippines? If yes, iChoose.ph offers you a selection of credit cards with a diverse range of benefits and rewards to fit your needs! Applying for a credit card is one of the important steppingstones in building a good credit reputation. However, with a plethora of companies offering different types of credit cards in the market, the journey of successfully getting one is…

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