According to the World Health Organization, there are about 12,000 Filipinos who die due to road-related accidents each year.  Since our cities today are mostly filled with congested and busy streets and highways, there is no doubt that car accidents have been the common stories in daily newspapers and television programs. Everybody must’ve witnessed or got themselves involved in a car accident at least once in their lives. If you’re…

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More and more drivers are getting caught in traffic accidents nowadays, and many victims have a hard time settling insurance claims since the driver at fault can’t be determined as both drivers give out conflicting stories on how the accident happened. Fortunately, dash cameras are gaining popularity today since they can record various scenes, including memories of the trip, unexpected events, car accidents, and any acts or potential acts of…

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Buying appropriate auto insurance is an integral step towards being a responsible car owner. Though getting involved in a road accident is the last thing that a driver wants, it’s better to be always prepared in case something unexpected happens. Car insurance can help offset the financial losses incurred by the holder during specific incidents. However, many people today tend to believe several misconceptions about availing car insurance. Some might…

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Availing auto insurance is considered to be one of the classic staples of owning a vehicle. Aside from being a responsible driver, you must also ensure that you are financially covered in case something unexpected happens such as accidents. In other words, auto insurance provides you peace of mind and lessens your anxieties when hitting the road. When looking for a suitable auto insurance provider, you will have to prepare…

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People tend to take insurance plans for granted or at least put them below the priority list due to its high costs. An individual can argue that food, housing, and utilities take priority over getting insured since they are necessities. Paying for anything else besides needs and wants can discourage an individual from getting them, especially if they aren’t tangible. An individual’s current expenses may seem to be a hindrance…

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Most people who are about to buy new automobiles are afraid of the “excise tax” that they will need to pay. Luckily, in 2019, this should no longer deter anyone who is planning to buy a car in the Philippines because of the no additional tax under TRAIN Law. When the Tax Reform for Acceleration and Inclusion (TRAIN) Law was approved in 2018, it immediately caused the fuel prices to…

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Rear-ending Someone Who Slammed Their Breaks: Who’s at Fault? No matter how careful of a driver you are, weird accidents in the road do happen. And perhaps one of these weirdest incidents is when the car in front of you suddenly stopped giving you no chances to react, and as a result, a collision occurred between both of your cars. It may seem like a bit farfetched, but according to…

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Aside from being knowledgeable about the rules of the road, another factor that defines a responsible car owner is the ability to distinguish certain features that makes the car unsusceptible to certain danger. Most of the high-quality cars available today always tend to possess these perks but regardless of what type of car you have or still planning to buy, knowing what’s it takes to have a safe car is…

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Most people in the Philippines have their car which serves as a service for when they are doing daily errands, going to work, among other things. While quite hefty, being able to afford a vehicle is an essential investment for many Filipinos mainly because it is a reminder that their hard work pays off, and they can ultimately provide more comfortable transportation for their family. Given that it’s a serious…

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Car insurance, also known as auto insurance is an arrangement or contract between a car owner and an insurance company which provides a guarantee of compensation in the event of unexpected cases such as accidents or theft. It serves as primary protection for any possible financial losses the owner might acquire. In countries like the Philippines, having a specific type of auto insurance is compulsory as it was mandated with…

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