Having a credit card can present significant advantages to the cardholder, including having an excellent credit score to show records of responsible payments, and letting you improve your overall financial health. One other attractive benefit with a credit card is being able to use both the stored credit and loans to pay for your expenses whenever you need to, especially emergencies. The convenience offered by credit cards can harm the…

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Why is Motorcycle Insurance Important for Filipinos? A motorcycle is one of the commonly used vehicles of Filipinos, not only because of its versatility, but also the efficiency it provides. Driving a motorcycle is also one of the sources of income of most Filipinos; many passengers prefer riding this than taxicabs because they can arrive on time on their destinations. But, as we can observe on the daily news, more…

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Heavy traffic has been one of the major concerns in many urban and even some rural roads in the Philippines. In fact, it becomes so severe to the point that it already takes a significant toll on the country’s economy. According to an article published in Inquirer.net, the worsening traffic congestion in Metro Manila costs a whopping P3.5 billion worth of opportunities every day, which exceeded the previous five year’s…

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Most people in the Philippines have their car which serves as a service for when they are doing daily errands, going to work, among other things. While quite hefty, being able to afford a vehicle is an essential investment for many Filipinos mainly because it is a reminder that their hard work pays off, and they can ultimately provide more comfortable transportation for their family. Given that it’s a serious…

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What are the non-life insurance companies in the Philippines Insurance is already an essential part of our living when it comes to securing our future, the future of our family, our business and our properties. Determining the best company that will manage your insurance involves a lot of consideration, such as its business stability, financial performance, handling of claims, cost of services, convenience, facilities, corporate governance, and customer care. These…

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In 2014, the Insurance Commission pegged the number of Filipinos who have insurance at 28 Million. Generally, Filipinos view insurance as an extra cost, a luxury, or something that is not a necessity to live and function. However, it goes without saying that car insurance is a necessity, especially in the Philippines. After all, most Filipinos find that one of the most prized possessions in their cars. In fact, one…

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Being a victim of insurance fraud can cost too much in financial, legal court, and emotional trauma. However, avoiding such tragedy can be avoided to be prevented with the right knowledge of how such crime works There are many instances when insurance fraud occurs, for example, when a consumer tries to find insurance for his/her car. According to the Philippine Insurers and Reinsurers Association, car insurance scams in the Philippines…

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Having your vehicle insured should be one of your top priorities as a car owner. Since nobody knows when will accidents and unfortunate events happen, it is important that you come prepared. While some may say that car insurances are expensive and unnecessary spending, it is actually one way of reducing car expenses in the long run. Because of its intimidating terms and an overwhelming amount of details and information,…

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In 2015, over 400,000 cars, SUVs, vans, and other vehicle types were sold in the Philippines. In five years, the car and automotive industry in the country is eyeing to sell over 500,000 units in 2020. According to recorded data, while 47% of Filipino households remain to be car-less, 38% own one vehicle, while another 16% have more than one car. In fact, the region with the highest car sales…

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Accidents can strike anytime, anywhere, and to anyone—and driving on the road increases the odds that you meet one. These accidents can be very minor, while some are so fatal, thousands of lives are taken every year by these horrible car crashes. The Philippines, given its poor road conditions, stubborn drivers, loosely implemented driving laws, and an unideal topographical profile has not been a stranger to deadly road accidents, not…

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