Reasons to Go for Comprehensive Insurance

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Reasons to Go for Comprehensive Insurance

If you are involved in the car insurance business, you might find it challenging to sell your product to a car owner. In fact, if you’ll look at the numbers, there’s a less than 5% penetration rate among car owners in the country. Despite the clogged streets, the hundreds of vehicular accidents in the country on a day to day basis, a lot of people still don’t purchase their comprehensive…

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Typhoon Season Alert: Remembering Ondoy and The Value of Your Calamity Insurance Coverage

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Typhoon Season Alert: Remembering Ondoy and The Value of Your Calamity Insurance Coverage

Typhoon season is right around the corner. This means that floods will most likely be a part of life in Metro Manila and other places in the Philippines. Ondoy in 2009 reminded us of the horror of what could happen given the changing climate. Due to the Ondoy in 2009, the country even received a grant from the World Bank worth $1.5 million.  That gives you an idea how devastated…

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Minimize Carjacking Nightmares with a Car Insurance?

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Minimize Carjacking Nightmares with a Car Insurance

In 2011, those involved in buying and selling of used vehicles were alarmed after two-car dealers were burned after getting one of the worst carjacking incidents in recent years. Though culprits were already arrested, carjacking incidents along with carnapping are again on the rise. From 2009 to 2013, an average of 8,800 motor vehicles was stolen annually. Now, there was a reported rise in carjacking cases this year. There was…

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Filing a Car Insurance Claim In Case You Are Injured

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Filing a Car Insurance Claim In Case You Are Injured

Modern cars are designed with a great number of safety features. These safety features help prevent casualties in an event of a collision. Airbags to seat belts are among the safety parameters of cars today. However, there are still some instances when crashes are so hard wherein injuries still happen. Just how much do you need to have in your bank account to cover for these types of accidents? Hospital…

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Legal Convenience of Having a Car Insurance Policy

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Legal Convenience of Having a Car Insurance Policy

Driving a car in the Philippines can be stressful. The term rush hour traffic is slowly becoming a standard throughout the entire day especially in Metro Manila. And given the influx of cars on the road, this increases the probability that you’ll encounter an accident. Regardless if it’s ruled that are not followed by most motorists, or simply a mistake on your part as a driver, road accidents should be…

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Red Flags You Are Not Buying The Right Car Insurance

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Red Flags You Are Not Buying The Right Car Insurance

Having a car is more than just luxury for a lot of individuals today. Given the ailing public transport system in the Philippines, a private vehicle means getting from point A to point B with your very own personal space. But of course, you have to deal with a number of things as well. You have to consider not only the cost of having your very own car. You also…

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Car Ownership 101: Is My Car Wasting My Money?

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Car Ownership 101: Is My Car Wasting My Money?

Having your own car, driving around the metro, and even in far-flung areas is a great way to embrace freedom. However, you have to also consider realities. Just how much money do you spend on your car on a monthly, or on a yearly basis? These are questions that you need to ask if you are going to have a car. What most people don’t know is that there are…

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4 Things You Want To Compare Purchasing a Car Insurance Today 

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4 Things You Want To Compare Purchasing a Car Insurance Today

Worry-free driving is a dream for many Filipinos. Ever wished to experience traffic-free travel experience using your car? Ever wondered what it’s like waking up at 8 am, driving to work for 30 minutes to reach the office? This scenario is wishful thinking given inefficiencies that exist in our highways. With 13 million driver’s licenses issued as of 2012, expect clogged highways on a day to day basis. If you…

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How to Spot a Trusted Car Mechanic

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How to Spot a Trusted Car Mechanic

Ever considered bringing your car to an authorized service center? Though you have the peace of mind that they could fix your car, you’ll face the problem of dealing with expensive parts and services. This is the reason why in the Philippines, a lot of car owners stick with a talyer for maintenance and repairs. But of course, you wouldn’t trust just any mechanic in the Philippines. There will be…

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Ways how to avoid blunders in purchasing a used vehicle

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Ways how to avoid Blunders in Purchasing a used Vehicle

Used vehicles tend to be the most logical purchase. Given a brand new car’s depreciation rate within a year, it may not be a practical option to invest in the latest models. But of course, if you will ask owners of used vehicles, they’d tell you that there are many blunders to avoid whenever you purchase these vehicles. So how do you avoid the most common blunders whenever purchasing a…

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