More and more drivers are getting caught in traffic accidents nowadays, and many victims have a hard time settling insurance claims since the driver at fault can’t be determined as both drivers give out conflicting stories on how the accident happened. Fortunately, dash cameras are gaining popularity today since they can record various scenes, including memories of the trip, unexpected events, car accidents, and any acts or potential acts of…

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Buying appropriate auto insurance is an integral step towards being a responsible car owner. Though getting involved in a road accident is the last thing that a driver wants, it’s better to be always prepared in case something unexpected happens. Car insurance can help offset the financial losses incurred by the holder during specific incidents. However, many people today tend to believe several misconceptions about availing car insurance. Some might…

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People tend to take insurance plans for granted or at least put them below the priority list due to its high costs. An individual can argue that food, housing, and utilities take priority over getting insured since they are necessities. Paying for anything else besides needs and wants can discourage an individual from getting them, especially if they aren’t tangible. An individual’s current expenses may seem to be a hindrance…

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Most people who are about to buy new automobiles are afraid of the “excise tax” that they will need to pay. Luckily, in 2019, this should no longer deter anyone who is planning to buy a car in the Philippines because of the no additional tax under TRAIN Law. When the Tax Reform for Acceleration and Inclusion (TRAIN) Law was approved in 2018, it immediately caused the fuel prices to…

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Rear-ending Someone Who Slammed Their Breaks: Who’s at Fault? No matter how careful of a driver you are, weird accidents in the road do happen. And perhaps one of these weirdest incidents is when the car in front of you suddenly stopped giving you no chances to react, and as a result, a collision occurred between both of your cars. It may seem like a bit farfetched, but according to…

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Aside from being knowledgeable about the rules of the road, another factor that defines a responsible car owner is the ability to distinguish certain features that makes the car unsusceptible to certain danger. Most of the high-quality cars available today always tend to possess these perks but regardless of what type of car you have or still planning to buy, knowing what’s it takes to have a safe car is…

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Car insurance, also known as auto insurance is an arrangement or contract between a car owner and an insurance company which provides a guarantee of compensation in the event of unexpected cases such as accidents or theft. It serves as primary protection for any possible financial losses the owner might acquire. In countries like the Philippines, having a specific type of auto insurance is compulsory as it was mandated with…

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According to a 2018 record by the Philippine National Police, crime cases like carnapping has been gradually decreasing compared to the previous years. While this can be quite reassuring indeed, car theft remains rampant in some parts of the country. No matter how careful and responsible car owner you are, unfortunate events can still happen in the road at any given moment. Take for example being involved in a car…

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Accidents happen even though you do your best to drive as safe as possible. This is why car insurance is essential for every car owner—especially for those who own a brand-new car. Car insurance is more of a necessity than a luxury because it can save you a lot of money if you’re involved in an accident. There are several companies that insure brand-new cars in the Philippines. But first,…

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The road to new car ownership is often riddled with potholes, figuratively speaking. Even the tiniest ‘pothole’ can be enough to derail you from your goal of finally driving your very own car. Because knowledge can make the difference between buyer’s remorse and enthusiasm, Carmudi shares with you six of the biggest dos and don’ts of the car buying process. Dos Confirm your credit rating Your credit is your most…

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