You perhaps have heard about HMO insurance and Family Accident Insurance when talking about health insurance. But what are they? What are their differences? More importantly, how do you know which one suits you best?   There are two types of health insurance in the Philippines: health insurance policies and Health Maintenance Organizations (HMOs). Both have the same goal and share of benefits, but their services are delivered differently.  …

Read More

Due to the Philippines’ geographic circumstances, it has high exposure to natural hazards. Some of the most catastrophic hazards in the country include earthquakes, volcanic eruptions, tropical cyclones, floods, and draughts. Recently, there has been an apparent increase in the economic cost of environmentally induced disasters. Natural disaster losses have escalated over the years due to various reasons, specifically climate changes altering extreme events worldwide. As these disasters continue to…

Read More

Insurance is important across many aspects of life. It can help you ensure that you are financially secure and ready to face unforeseen situations in life. Having a life insurance Ph policy enables you to protect your loved ones financially at the time of your demise or if you become disabled due to an accident. A health insurance Ph policy ensures that you are covered in the event of a…

Read More

Technological advancements that led to the digitization of business processes have forever changed people’s lives. Whether buying clothes, foods, or even insurance products, many prefer going to the digital space as it is more convenient and cost-effective. Gone are the days where insurance agents would knock on doors to convince people to buy a particular policy. Today, purchasing insurance products are as easy as a few clicks on computers and…

Read More

Regardless of age, career, or lifestyle, taking care of health should be a top priority. However, remaining in good health is easier said than done. The challenge of stress, the temptation of unhealthy foods, and preventing a sedentary lifestyle is an arduous task that requires effort and dedication. As such, it is discouraging for many to keep up with a healthy regimen streak. Furthermore, healthy living does not depend on…

Read More

COVID-19 pandemic has brought many obstacles and unforeseen challenges that have taken a significant toll on people. Many countries have declared lockdowns, stay at home orders, and other restrictive measures to prevent it. Additionally, with safety measures in effect, it has led to the economy’s downfall. Public places are forced to close while businesses and organizations limit their operations. Consequently, many people have to cope with having reduced paychecks and,…

Read More