Many people are still feeling overwhelmed when they hear or talk about insurance in the Philippines. While many Filipinos recognize the importance of having insurance coverages, others are still lost and confused regarding the specifics of policies. The misconceptions and false beliefs surrounding insurance are among the reasons why some Filipinos still tend to feel intimidated by the idea of acquiring life insurance and other non-life insurance Philippines products, such…

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Despite practicing safety precautions on the road, accidents can still happen. While having a car insurance Ph prepares and financially protects you from possible road mishaps, merely acquiring one is not enough. You also need to know what you must do when you get involved in an accident and file for an insurance claim. Being informed of how you must deal with these situations can help you during the claims…

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A car club is an organization where people who share a common interest in automotive vehicles can come together and share stories about their love of cars. While some car clubs are meant for high-end vehicles, others are created for more common cars. Apart from the common interest in cars, car owners and enthusiasts are joining clubs for various reasons. Here are some of the advantages and reasons many automotive…

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The coronavirus pandemic has brought substantial changes to businesses in various industries and the lives of individuals. As the health crisis continues, more people are dealing with financial uncertainties. Families have seen income reduction due to employees getting laid off and challenges in acquiring a new job. With this, many seek effective strategies to save money, keep their finances in order, and alleviate the financial anxiety they are feeling. While…

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Suretyship is about having the assurance that a significant task or obligation will be delivered as promised. Surety generally takes the form of a bond, which is an agreement or contract that the surety company is indebted to or at some point must pay the one who holds it, in the scenario that the contractor fails to meet some obligations or terms of the contract. What is a surety bond,…

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Every year is off to a busy start, with people listing their priorities off, including what they aim to accomplish for the year ahead. Often, with so much to consider, many policyholders forget to include reviewing their policy on their list. So much can happen in a few months; it may include major purchases, significant life events, and many lifestyle changes or circumstances. Hence, it is essential to review one’s…

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The Philippines only has a wet and dry season. Generally, the dry season starts from October to May, and the rainy season starts from June to the early part of October. However, the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) details that the country may expect more rain during the early months of 2021. Typhoons, tropical cyclones, and monsoons are often the factors that trigger rains. But the further…

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Buying a car is no longer a luxury but a necessity for Filipinos, especially those who have used the country’s inadequate and inefficient mass transport system. Car buyers have many factors to consider when purchasing a vehicle. Besides the fuel, maintenance, and car insurance Ph costs, they also need to deliberate on paying for their cars. Paying in cash is the cheapest way to purchase a car. However, this payment method is…

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Driving provides convenience to people; however, not many realize that it can negatively affect a driver’s health and well-being.  Driving has been linked to physical and mental health issues that can result in road accidents. Accordingly, the 2019 annual report from the Metro Manila Accident Reporting and Analysis System (MMARAS) has indicated that human error, such as driver fatigue and loss of vehicle control, is among the factors that contributed to the…

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Car owners often take advantage of their car’s performance status. They typically skip maintenance because they are busy or do not want to spend a significant amount of money replacing car components. Hence, when they see that the vehicle’s physical parts look good and the engine runs smoothly during drives, they think that their car and its components are still in excellent shape and do not need repair or replacing….

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