If you have a car insurance PH, it means that you are entitled to protection against covered losses in case of a vehicular accident. However, if you need to file an insurance claim, your insurer might ask you for a participation fee and might wonder what it is for. Accordingly, deductible and depreciation rates might be a confusing topic for many. If you do not have an idea about them,…
The concept of insurance is to provide financial protection from unforeseen events that might cause loss or damage. The premium, which is the agreed price that the insured has to pay is accumulated in a pool from which the insurer is entitled to use for obtaining payment for claims. Policyholders may choose what type of option they prefer when paying for insurance premiums depending on their insurance provider. Some of…
When people purchase their vehicles, they often have two payment methods to do so. They can buy their cars with cash upfront, saving them from paying interest and financing costs. On the other hand, car buyers can also purchase their vehicles via a car loan. This option allows them to acquire a car without being burdened by spending a huge amount of money in one go. Spreading the payment for…
For car owners, their vehicle is one of their most prized possession. They take pride in showing off their ride by adding non-standard accessories (accessories that were not included in the vehicle when purchased) that match their style and needs and reflect their personality. All of which can either improve performance and/or make the car more appealing. Such accessories are pretty expensive, which heightens the need for them to ensure…
More than a year after the COVID-19 pandemic broke out, the Philippines is still implementing quarantine protocols and other restrictions to limit the spread of the virus. Currently, the government has downgraded their COVID-19-related protocols, enabling Filipinos to do certain activities, such as going on road trips and visiting destinations. If you are planning to go on your first road trip during the pandemic, there are various things that you…
iChoose.ph with its Corporate Social Responsibility initiative is one of the proud sponsor of the Fund raising concert “We are One”, the donation of Tables and Laptops to teachers and disadvantaged students. Through the collaboration of Erwin Reyes, President and CEO of iChoose.ph and Past President of Rotary Club Las Pinas Central and Ms. Kat Lim-Leander, Manager Director of Standard Insurance and Club TRF-Vice Chair of Rotary Club of Makati…
October is the month for Fire Safety as recognized by the National Fire Protection Association. It is the right time to raise awareness and help ensure that you and your family are protected and covered. The number of fire incidents in the Philippines continuous to increase yearly. According to the Bureau of Fire Protection (BFP), as of 2019, data revealed 16,382 fires in the country from January 1 to December…
Many people struggle with finances as there is a lot to consider – from sending children to school, paying essential utilities, housing, and other financial obligations. While it is inevitable to worry about financial matters, it does not have to be a hassle. There are ways in which you can improve your financial situation. As this month is the celebration of Financial Planning, take this time to reassess finances and…
Filipinos of all ages love celebrating Halloween! From decorating houses with spooky themes, dressing up as their favorite horror character, and experiencing the joy of trick or treating, searching for candies from every home that offers them. Now that the celebration is just around the corner, it is essential to be informed about Halloween hazards that might cause potential risks. It is best to be prepared for anything that might…
Home insurance is the type of non-life insurance policy that provides coverage for your home – the most significant single investment you will incur in your lifetime. Acquiring home insurance Philippines enables you to have a financial safety net to protect your property. It also allows you to protect yourself from home loss or damage financially. In addition, property insurance also provides coverage for items inside the home. With these…