Talking about car insurance Ph is often overwhelming for many Filipinos. Although many people now recognize how imperative it is to have insurance coverage, others are still intimidated by the idea of acquiring an insurance policy. Their reluctance is often rooted in two things: concepts that look complicated and the various misconceptions and false beliefs surrounding insurance. But their hesitance to acquire an insurance policy, particularly car insurance, can be…

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Time and time again, people are reminded how uncertainties can set us back financially. But despite the risks that can ruin savings and potentially impede plans, many still regard insurance as an insignificant intangible product in the Philippines. However, the insurance industry in the country experienced a sudden increase in the number of insured as many realized the contribution of insurance in mitigating risks, and the industry is poised to…

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A car insurance policy is a contract that has specific terms and conditions. When you avail of car insurance, the insurance company will provide you with policy wording, which details every information about the insurance policy. As a vehicle owner, you must understand the insurance policy to avoid confusion and other problems when making a claim. Generally, the policy wording includes the insurance cover, exclusions, claim settlement. It also contains…

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Driving on the Philippine roads can be stressful due to the poor implementation of traffic rules, inherent dangers on the public roads, and ill-informed motorists. Hence, to protect yourself on the road, you must employ safety precautions and practice defensive driving. However, you can still end up being involved in vehicle collisions no matter how careful you are when driving. It is crucial to have car insurance Philippines to get…

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Car insurance provides vehicle owners and drivers peace of mind when dealing with the financial aspects of getting into an accident. It helps them pay for vehicle repair costs, property damage, and hospitalization fees, among other things. There are two types of car insurance: (1) Compulsory Third-Party Liability or CTPL insurance Philippines, which provides coverage for death indemnity, bodily injury, permanent disablement, and medical expenses of third parties involved in…

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Purchasing a brand-new vehicle is a tempting option as it comes with the latest technology and safety features. However, for many, it may not be a sound financial decision. If you are planning to buy a new car, why not opt for a used one? The reality is, a new car is expensive and might be out of reach for some. Whereas a used vehicle can save you money, help…

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If you are going to purchase a car insurance policy, why not choose full coverage? Right? The only problem is, there is no such thing as a “full coverage policy” in the insurance realm. Full coverage auto insurance is not a specific type of policy but rather a term for combining coverage types. Insurance providers do not offer car insurance in the Philippines that covers everything. While there is no…

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The widespread use of electronic devices and the internet has completely changed the way people buy products and avail services. Today, many prefer shopping online rather than going to a physical store. This consumer behavior is also actual when it comes to the consumption of insurance products. With the increased use of technological devices, many car insurers can better connect with their customers over the internet. Purchasing car insurance in…

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Planning to purchase a vehicle could be an exciting time for anyone. Having your car makes a huge difference as it gives you comfort and convenience when traversing through the roads in the metro. However, despite the advantages of owning a vehicle, it is essential to remember that when purchasing a car, you have various factors to consider when buying a car – and these must not be done on…

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In the world of insurance, the “Acts of God,” also known as “Acts of Nature,” or “AOG,” is a term used by insurance companies to refer to any event outside of human control, natural catastrophes that cannot be predicted, prevented, or avoided. It involves earthquakes, typhoons, and floods. For instance, having a damaged property due to a fire caused by arson or poor wiring is not considered an Act of…

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