March is considered to be one of the warmest months in the Philippines. According to Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA), temperature and humidity reach their maximum levels throughout the archipelago. That is why it is also considered Fire Prevention Month by BFP. It is also the month with the most fire incidents in the country, prompting the Bureau of Fire Protection (BFP), government units, firefighting agencies, and…

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Time and time again, people are reminded how uncertainties can set us back financially. But despite the risks that can ruin savings and potentially impede plans, many still regard insurance as an insignificant intangible product in the Philippines. However, the insurance industry in the country experienced a sudden increase in the number of insured as many realized the contribution of insurance in mitigating risks, and the industry is poised to…

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Christmas is the most valued holiday in the Philippines. From September, many households are already adorning their homes with various decorations, from Christmas trees, dangling garlands, Christmas lights, to even candles inside to feel the spirit of the festive season. However, seasonal decors can be dangerous if placed near a potentially hazardous item or if not correctly put up. Here are some tips to ensure a safe and bright Christmas…

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October is the month for Fire Safety as recognized by the National Fire Protection Association. It is the right time to raise awareness and help ensure that you and your family are protected and covered. The number of fire incidents in the Philippines continuous to increase yearly. According to the Bureau of Fire Protection (BFP), as of 2019, data revealed 16,382 fires in the country from January 1 to December…

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In the Philippines, it is a common saying that a house should be robbed than being caught in a fire. Because then, not everything will be taken away, and there will be a slight chance of being in a life-threatening situation. A fire can indeed turn everything in its way into ashes. Not only can it burn assets and properties, but it can also take away the lives of many…

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When it comes to buying insurance products, one cannot overlook the importance of selecting the right coverage, choosing trustworthy insurance providers, and carefully assessing insurance needs. Otherwise, not doing research beforehand might leave the insured with insurmountable bills in the event of loss, injury, and accident. Like shopping for car insurance ph, purchasing fire insurance may seem complicated, especially for first-time buyers. Fire insurance is certainly not on most people’s…

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In the Philippines, a house is considered the most valuable and expensive asset, with many Filipino families investing more on properties than other expenses. However, not many Filipinos prioritize protecting their assets despite viewing it as their utmost luxurious investment. According to a report from the World Bank Group and National Disaster Coordinating Council of the Philippines, the country is one of the most disaster-prone countries in the world, with…

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The Philippines is notorious for the frequency of fires that occur all across the country, and that the number of fires increases every March, the Fire Prevention Month.  The Bureau of Fire Protection recorded a total of 83,199 cases of fires occurring from the year 2014 to 2018. There is an average of around 16,640 fire incidents occurring every year or 45 fires a day. The significant number of fires…

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While having at least one type of auto insurance policy for every car owner is mandatory in some countries like the Philippines, its benefits can be hardly doubted indeed. Most of the common causes of car-related accidents that can be heard or watch on mainstream media today usually range from driver errors and car malfunctions. It doesn’t seem like a pretty serious case to be worried around, cases of cars…

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For most of the Filipinos,  the house is the most expensive investment they will ever make.  In saying so,  it is but natural and practical to protect this investment against loss or damage may it be the natural or man-made cause.  Unfortunately, protecting these assets is not a priority amongst Filipinos.  They are more likely to purchase car insurance first before thinking of getting fire insurance.   Interestingly,  it is…

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