March is considered to be one of the warmest months in the Philippines. According to Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA), temperature and humidity reach their maximum levels throughout the archipelago. That is why it is also considered Fire Prevention Month by BFP. It is also the month with the most fire incidents in the country, prompting the Bureau of Fire Protection (BFP), government units, firefighting agencies, and…

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Time and time again, people are reminded how uncertainties can set us back financially. But despite the risks that can ruin savings and potentially impede plans, many still regard insurance as an insignificant intangible product in the Philippines. However, the insurance industry in the country experienced a sudden increase in the number of insured as many realized the contribution of insurance in mitigating risks, and the industry is poised to…

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Filipinos of all ages love celebrating Halloween! From decorating houses with spooky themes, dressing up as their favorite horror character, and experiencing the joy of trick or treating, searching for candies from every home that offers them. Now that the celebration is just around the corner, it is essential to be informed about Halloween hazards that might cause potential risks. It is best to be prepared for anything that might…

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In the Philippines, it is a common saying that a house should be robbed than being caught in a fire. Because then, not everything will be taken away, and there will be a slight chance of being in a life-threatening situation. A fire can indeed turn everything in its way into ashes. Not only can it burn assets and properties, but it can also take away the lives of many…

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Many people are still feeling overwhelmed when they hear or talk about insurance in the Philippines. While many Filipinos recognize the importance of having insurance coverages, others are still lost and confused regarding the specifics of policies. The misconceptions and false beliefs surrounding insurance are among the reasons why some Filipinos still tend to feel intimidated by the idea of acquiring life insurance and other non-life insurance Philippines products, such…

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As we go through life, settling down, raising a family, and even starting a business might happen. Hence, the importance of planning for the future increases. Purchasing a home is perhaps the first step in achieving one of the many long-term goals that people aim for, as owning one is a smart investment and an asset. However, the reality is we live in uncertain times. Chances are, your plans might…

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Measuring success depends on an individual’s perception. For some, it means having a stable job without anyone’s objections about doing what they are passionate about, while others consider success as saving a significant amount of money for their long-term plans. However, many equate success to building a house of their own. Buying a home is the epitome of a perfect dream for many Filipinos. There is nothing more fulfilling than…

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In the Philippines, a house is considered the most valuable and expensive asset, with many Filipino families investing more on properties than other expenses. However, not many Filipinos prioritize protecting their assets despite viewing it as their utmost luxurious investment. According to a report from the World Bank Group and National Disaster Coordinating Council of the Philippines, the country is one of the most disaster-prone countries in the world, with…

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