March is considered to be one of the warmest months in the Philippines. According to Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA), temperature and humidity reach their maximum levels throughout the archipelago. That is why it is also considered Fire Prevention Month by BFP. It is also the month with the most fire incidents in the country, prompting the Bureau of Fire Protection (BFP), government units, firefighting agencies, and…

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Christmas is the most valued holiday in the Philippines. From September, many households are already adorning their homes with various decorations, from Christmas trees, dangling garlands, Christmas lights, to even candles inside to feel the spirit of the festive season. However, seasonal decors can be dangerous if placed near a potentially hazardous item or if not correctly put up. Here are some tips to ensure a safe and bright Christmas…

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A home is considered the most significant and often the costliest investment a person makes in their lifetime. Thus, it makes sense for homeowners to protect their properties by purchasing home insurance Philippines. Although some people view insurance plans as a liability rather than an asset and a source of funds for contingencies, most homeowners see the benefits of purchasing an insurance policy. Home insurance is the non-life insurance that…

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In the world of insurance, the “Acts of God,” also known as “Acts of Nature,” or “AOG,” is a term used by insurance companies to refer to any event outside of human control, natural catastrophes that cannot be predicted, prevented, or avoided. It involves earthquakes, typhoons, and floods. For instance, having a damaged property due to a fire caused by arson or poor wiring is not considered an Act of…

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For the Philippines, monsoon can either be a delightful season or a harmful one. Rains bring respite from months of intense heat, but they may also leave losses from destructive storms and downpours. Joint problems may include engine problems for vehicles stuck in floods, excessive damage to properties, and even water-borne or viral diseases breaking out. Monsoon is yet another season that one needs to prepare for financially. To prevent…

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Many people are still feeling overwhelmed when they hear or talk about insurance in the Philippines. While many Filipinos recognize the importance of having insurance coverages, others are still lost and confused regarding the specifics of policies. The misconceptions and false beliefs surrounding insurance are among the reasons why some Filipinos still tend to feel intimidated by the idea of acquiring life insurance and other non-life insurance Philippines products, such…

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Depending on how long homeowners have lived in a house, it is natural for belongings to accumulate, and it is hard to keep track of things, especially if they own more than they realize. Homeowners can miss some things when they try to list off their valuable possessions. That is why creating or updating a home inventory of your possessions at least annually offers benefits beyond having a total accounting…

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The Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) has been continuously monitoring La Niña’s possible development since March 2020. However, it is only in June this year that it has declared the rainy season’s start. The rainy climate condition and La Nina phenomenon bring about above-normal rainfall conditions over some parts of the country. During the rainy season, the occurrence of storms is expected in the Philippines. According to…

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Many Filipinos are superstitious and believe that getting insurance, whether it is life or health, is like they’re admitting that something disastrous will inevitably happen to them, and most Filipinos want to shy away from the thoughts to keep them safe during their everyday life. Most people also think that getting insurance is reserved only for the elite, those who can afford it without worrying about any other expenses. The…

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Although a large number of people don’t consider getting insured to keep their superstitious beliefs from affecting them negatively or because they don’t have enough money for it, some people are already thinking about getting covered. Some people are now investing in non-life insurance to try and keep their properties secured in case anything happens. One vital non-life insurance is home insurance since it can cover the home, its contents,…

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