Driving on the Philippine roads can be stressful due to the poor implementation of traffic rules, inherent dangers on the public roads, and ill-informed motorists. Hence, to protect yourself on the road, you must employ safety precautions and practice defensive driving. However, you can still end up being involved in vehicle collisions no matter how careful you are when driving. It is crucial to have car insurance Philippines to get…

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In the Philippines, it is a common saying that a house should be robbed than being caught in a fire. Because then, not everything will be taken away, and there will be a slight chance of being in a life-threatening situation. A fire can indeed turn everything in its way into ashes. Not only can it burn assets and properties, but it can also take away the lives of many…

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Life insurance, also known as death cover or income protection, plays an essential role in personal financial planning, protecting you, the insured, against life’s uncertainties, such as sickness, disability, and untimely death. It provides a replacement for the loss of income brought about by the circumstances, minimizing the impact of your death on your beneficiaries. Because of the financial protection and peace of mind that life insurance offers, it is…

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A home is considered the most significant and often the costliest investment a person makes in their lifetime. Thus, it makes sense for homeowners to protect their properties by purchasing home insurance Philippines. Although some people view insurance plans as a liability rather than an asset and a source of funds for contingencies, most homeowners see the benefits of purchasing an insurance policy. Home insurance is the non-life insurance that…

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Due to the Philippines’ geographic circumstances, it has high exposure to natural hazards. Some of the most catastrophic hazards in the country include earthquakes, volcanic eruptions, tropical cyclones, floods, and draughts. Recently, there has been an apparent increase in the economic cost of environmentally induced disasters. Natural disaster losses have escalated over the years due to various reasons, specifically climate changes altering extreme events worldwide. As these disasters continue to…

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When was the last time you thought about insurance? Are you even sufficiently covered? If you are unsure of these questions, now is the right time to consider life insurance PH. Before, insurance in the Philippines was seen as a liability rather than financial protection for life’s unforeseen events. However, recent happenings resulted in an increase in insurance penetration in the country. The pandemic has taught Filipinos how fragile life…

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Car insurance provides vehicle owners and drivers peace of mind when dealing with the financial aspects of getting into an accident. It helps them pay for vehicle repair costs, property damage, and hospitalization fees, among other things. There are two types of car insurance: (1) Compulsory Third-Party Liability or CTPL insurance Philippines, which provides coverage for death indemnity, bodily injury, permanent disablement, and medical expenses of third parties involved in…

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Purchasing a brand-new vehicle is a tempting option as it comes with the latest technology and safety features. However, for many, it may not be a sound financial decision. If you are planning to buy a new car, why not opt for a used one? The reality is, a new car is expensive and might be out of reach for some. Whereas a used vehicle can save you money, help…

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Insurance is important across many aspects of life. It can help you ensure that you are financially secure and ready to face unforeseen situations in life. Having a life insurance Ph policy enables you to protect your loved ones financially at the time of your demise or if you become disabled due to an accident. A health insurance Ph policy ensures that you are covered in the event of a…

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Technological advancements that led to the digitization of business processes have forever changed people’s lives. Whether buying clothes, foods, or even insurance products, many prefer going to the digital space as it is more convenient and cost-effective. Gone are the days where insurance agents would knock on doors to convince people to buy a particular policy. Today, purchasing insurance products are as easy as a few clicks on computers and…

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