If you have a car insurance PH, it means that you are entitled to protection against covered losses in case of a vehicular accident. However, if you need to file an insurance claim, your insurer might ask you for a participation fee and might wonder what it is for. Accordingly, deductible and depreciation rates might be a confusing topic for many. If you do not have an idea about them,…
For car owners, their vehicle is one of their most prized possession. They take pride in showing off their ride by adding non-standard accessories (accessories that were not included in the vehicle when purchased) that match their style and needs and reflect their personality. All of which can either improve performance and/or make the car more appealing. Such accessories are pretty expensive, which heightens the need for them to ensure…
More than a year after the COVID-19 pandemic broke out, the Philippines is still implementing quarantine protocols and other restrictions to limit the spread of the virus. Currently, the government has downgraded their COVID-19-related protocols, enabling Filipinos to do certain activities, such as going on road trips and visiting destinations. If you are planning to go on your first road trip during the pandemic, there are various things that you…
Filipinos of all ages love celebrating Halloween! From decorating houses with spooky themes, dressing up as their favorite horror character, and experiencing the joy of trick or treating, searching for candies from every home that offers them. Now that the celebration is just around the corner, it is essential to be informed about Halloween hazards that might cause potential risks. It is best to be prepared for anything that might…
Driving on the Philippine roads can be stressful due to the poor implementation of traffic rules, inherent dangers on the public roads, and ill-informed motorists. Hence, to protect yourself on the road, you must employ safety precautions and practice defensive driving. However, you can still end up being involved in vehicle collisions no matter how careful you are when driving. It is crucial to have car insurance Philippines to get…
Car insurance provides vehicle owners and drivers peace of mind when dealing with the financial aspects of getting into an accident. It helps them pay for vehicle repair costs, property damage, and hospitalization fees, among other things. There are two types of car insurance: (1) Compulsory Third-Party Liability or CTPL insurance Philippines, which provides coverage for death indemnity, bodily injury, permanent disablement, and medical expenses of third parties involved in…
Purchasing a brand-new vehicle is a tempting option as it comes with the latest technology and safety features. However, for many, it may not be a sound financial decision. If you are planning to buy a new car, why not opt for a used one? The reality is, a new car is expensive and might be out of reach for some. Whereas a used vehicle can save you money, help…
Insurance is important across many aspects of life. It can help you ensure that you are financially secure and ready to face unforeseen situations in life. Having a life insurance Ph policy enables you to protect your loved ones financially at the time of your demise or if you become disabled due to an accident. A health insurance Ph policy ensures that you are covered in the event of a…
If you are going to purchase a car insurance policy, why not choose full coverage? Right? The only problem is, there is no such thing as a “full coverage policy” in the insurance realm. Full coverage auto insurance is not a specific type of policy but rather a term for combining coverage types. Insurance providers do not offer car insurance in the Philippines that covers everything. While there is no…
Planning to purchase a vehicle could be an exciting time for anyone. Having your car makes a huge difference as it gives you comfort and convenience when traversing through the roads in the metro. However, despite the advantages of owning a vehicle, it is essential to remember that when purchasing a car, you have various factors to consider when buying a car – and these must not be done on…