Insuring your vehicle is imperative, regardless of whether it is brand new or second-hand vehicles. You must have compulsory third-party liability or CTPL insurance before registering your vehicle or renewing its registration at the Land Transportation Office (LTO). Such type of insurance policy financially protects you against liabilities to affected third parties during an accident.   Accordingly, a comprehensive car insurance Ph policy can give you complete coverage against a…

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Talking about car insurance Ph is often overwhelming for many Filipinos. Although many people now recognize how imperative it is to have insurance coverage, others are still intimidated by the idea of acquiring an insurance policy. Their reluctance is often rooted in two things: concepts that look complicated and the various misconceptions and false beliefs surrounding insurance. But their hesitance to acquire an insurance policy, particularly car insurance, can be…

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After purchasing their first vehicle, car owners should do the wisest thing next is to insure it. Acquiring a car insurance policy can provide them peace of mind and lessen their anxieties when dealing with the financial aspects of getting involved in an accident/incident. In the Philippines, there are two main types of car insurance available for motorists: compulsory third-party liability (CTPL) and comprehensive car insurance. The main difference between…

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As the world gear forward to the year ahead, many industries learned to adapt to the new normal, shifting their business models and related-marketing strategies to promote business continuity and remain profitable. It goes the same for the insurance industry as many companies re-evaluate their business tactics and address changes in operations. Accordingly, this year is when the industry is expected to make a remarkable recovery, facilitated by various trends…

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Time and time again, people are reminded how uncertainties can set us back financially. But despite the risks that can ruin savings and potentially impede plans, many still regard insurance as an insignificant intangible product in the Philippines. However, the insurance industry in the country experienced a sudden increase in the number of insured as many realized the contribution of insurance in mitigating risks, and the industry is poised to…

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Driving on the Philippine roads can be stressful due to the poor implementation of traffic rules, inherent dangers on the public roads, and ill-informed motorists. Hence, to protect yourself on the road, you must employ safety precautions and practice defensive driving. However, you can still end up being involved in vehicle collisions no matter how careful you are when driving. It is crucial to have car insurance Philippines to get…

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Car insurance provides vehicle owners and drivers peace of mind when dealing with the financial aspects of getting into an accident. It helps them pay for vehicle repair costs, property damage, and hospitalization fees, among other things. There are two types of car insurance: (1) Compulsory Third-Party Liability or CTPL insurance Philippines, which provides coverage for death indemnity, bodily injury, permanent disablement, and medical expenses of third parties involved in…

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Purchasing a brand-new vehicle is a tempting option as it comes with the latest technology and safety features. However, for many, it may not be a sound financial decision. If you are planning to buy a new car, why not opt for a used one? The reality is, a new car is expensive and might be out of reach for some. Whereas a used vehicle can save you money, help…

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Insurance is important across many aspects of life. It can help you ensure that you are financially secure and ready to face unforeseen situations in life. Having a life insurance Ph policy enables you to protect your loved ones financially at the time of your demise or if you become disabled due to an accident. A health insurance Ph policy ensures that you are covered in the event of a…

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In the world of insurance, the “Acts of God,” also known as “Acts of Nature,” or “AOG,” is a term used by insurance companies to refer to any event outside of human control, natural catastrophes that cannot be predicted, prevented, or avoided. It involves earthquakes, typhoons, and floods. For instance, having a damaged property due to a fire caused by arson or poor wiring is not considered an Act of…

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